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5 Different Type Of Investments You Can Make

5 Different Type Of Investments You Can Make

With the current economic situation, investing, even a little, is a great idea. It's a smart way to build wealth over time. There are many different types of investments that you can make. Some are riskier than others, but they all offer growth potential. Here are different types of investments to consider -


When it comes to investing, there are many different options available to choose from. One popular option is stocks. When you invest in stocks, you are essentially purchasing a piece of ownership in a company. As the company grows and becomes more profitable, the value of your stocks will increase. However, stocks can also be very volatile, so their value can go up or down quickly. For this reason, it's essential to carefully consider the risks before investing in stocks. 


Another option is bonds. Unlike stocks, bonds are loans you make to a company or government entity. In exchange for lending your money, you receive interest payments over time. Bonds are generally considered less risky than stocks but tend to provide lower returns.

If you're looking for a more high-risk/high-reward investment, you may want to consider venture capital. Venture capital refers to investments made in early-stage companies with high growth potential. These investments can be risky, but they can also offer huge returns if the company is successful. 

Mutual Funds

An investor's portfolio can be significantly enhanced by diversifying their holdings through the purchase of mutual funds. Mutual funds are baskets of stocks and bonds that professionals manage. This is an excellent way to spread your risk across multiple investments and has the potential for higher returns than buying individual stocks or bonds.

Another option available to investors is to purchase real estate. This can provide a safeguard against inflation, as well as become a potential for rental income. There are many different types of real estate investments, and it's easier if you consult a financial advisor to determine which ones are right for you.


Exchange Traded Funds, or ETFs, are a type of investment similar to a mutual fund but with some key differences. For one, ETFs can be traded on an exchange like individual stocks, which gives investors more flexibility to buy and sell them throughout the day based on market conditions. This also means that ETFs are not restricted by the same investment minimums as mutual funds, making them more accessible for investors with smaller budgets.

Additionally, ETFs typically have lower fees than mutual funds, making them a more cost-effective option. Of course, when it comes to choosing an investment, it's essential to consider your goals and risk tolerance. However, Exchange Traded Funds can be an excellent option for many investors due to their flexibility, affordability, and growth potential.


There are many different types of investments you can make, but commodities are often overlooked. Commodities are natural resources that can be bought and sold on the open market. Common examples of commodities include oil, gold, and wheat. Investing in commodities can be a great way to diversify your portfolio and hedge against inflation.

When the price of commodities goes up, it's often because the demand for them is increasing faster than the supply. Investing in commodities can be a great way to profit from global economic growth. However, it's important to remember that commodity prices can be volatile, so it's essential to do your homework before investing.

In Conclusion

Now that you know some of the different types of investments available, it's time to do your research and figure out which ones make the most sense for your circumstances. Of course, every investor has different goals, risk tolerances, and timelines, so what works for one person might not work for another. But with a little effort, you should be able to find investment opportunities that fit your needs and help you reach your financial goals.

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Shabana Feroze
5 Ways To Protect Yourself And Your Family From Environmental Hazards

5 Ways To Protect Yourself And Your Family From Environmental Hazards

When it comes to health, we can't ignore environmental hazards anymore. The environment is constantly changing and evolving, which can sometimes lead to dangerous situations for you and your family. Which is why it's important to be aware of the potential environmental hazards that exist in around us. And take steps to protect ourselves from them. In this blog post I'll show you five ways to safeguard yourself and your loved ones from environmental dangers.

Via Pexels

Stay Informed

One way to protect yourself and your family from environmental hazards is to stay informed about the dangers that exist in your community. Pay attention to local news and weather reports, and be sure to heed any issued warnings. Before you do any DIY or housework, a simple Google search hlps you stay clear of toxins. E.g, you'd maybe run a search for what is the best way to remove lead paint. By being informed, you're better prepared to deal with any potential hazards that may come your way.

An Emergency Plan

Another way to protect yourself and your family is to be prepared for any potential hazards. This means having an emergency plan in place and knowing what to do in case of an emergency. As a fitness instructor trained in fist aid, I highly recommend you have a first-aid kit on hand and know how to use it. It's also a good idea to keep a supply of food and water in case you need to evacuate your home. Being prepared can help you stay calm in an emergency situation and potentially save your life.

Avoid Certain Areas

In some cases, the best way to protect yourself and your family from environmental hazards is to simply avoid certain areas. If an area of your town or city is known to be contaminated, do your best to avoid it. This may mean finding a new route to take to work or school or avoiding certain parks or playgrounds. Of course, avoiding an area completely is not always possible. If you must go into a contaminated area, there are some things you can do to minimize your exposure to the hazard.

Limit Your Exposure

If you must go into an area that is contaminated, there are some things you can do to limit your exposure to the hazard. First, wear protective clothing such as gloves, a mask, and goggles. If working with a hazardous substance, make sure to ventilate the area well. Finally, shower and change your clothes as soon as possible after exposure. By limiting your exposure, you can reduce your risk of health problems.

Get Help

If you or a loved one has been exposed to a hazardous substance, it's important to get help immediately. Seek medical attention and call poison control or a local emergency number. If you suspect that your home or workplace has been contaminated, call a professional remediation company. These companies are trained to safely clean up hazardous materials. You can also do your research about other ways to get help, such as searching for things like, what is the PACT Act? Getting professional help for you and your family is vital when it comes to dealing with environmental hazards.

When it comes to environmental hazards, it's important to take precautions to protect yourself and your loved ones. By following these five tips, you can help keep yourself and your family safe from harm.

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Shabana Feroze
Adulting 101: Four Things You Need to Know When Getting into the Real World

Adulting 101: Four Things You Need to Know When Getting into the Real World

Adulting is a word used to describe the act of behaving like a responsible adult. If you’re ready to put this term into practice but don’t know where to start, you’ve found the right article!

While there are many ways you can increase your responsibility and begin to do things as other adults do, I'm sharing four major tips to help you master adulting when you enter the real world:


If you’re looking for tips on adulting, then you’re most likely just starting out in the job field. Whether you chose to go to college or not, getting started on your career requires hard work to get your foot in the door. Putting together a solid resume, practicing your interview skills, and learning how to negotiate can be helpful when you’re ready to start interviewing.

It’s also important to network and use social media platforms such as LinkedIn to connect with individuals in your field of work. Simple ways to network include asking creative questions, preparing an elevator pitch, and listening more than you speak. Doing this will help at any point in your career and build solid connections with other people in your field.


Getting your finances in order is a crucial step when it comes to adulting. Having control of your money, learning how to save, and even investing can lead you to a path of financial stability. If you don’t already have an organized financial system, consider opening a checking and savings account to allow your paychecks to be directly deposited. And have a designated spot for putting money away. Even having a credit card to build up your credit score can be beneficial down the road in acquiring a mortgage or loan if necessary. 

In terms of investing, it can be tricky to get started but doing your research can be incredibly helpful in providing you with passive income. There are plenty of tools online that can help you get started and track your investments throughout the process. Investing apps are a great way to get started. A capital gains tax calculator can help you track taxes on your investment revenue over time. 

Home Responsibilities

When the time comes for you to get your own home—whether renting or buying—many responsibilities come with it. For example, regular maintenance is required to make sure your home is safe for you to live in. Knowing how to perform small tasks such as unclogging a drain, cleaning major appliances, or even patching up small holes is helpful. 


Keep in mind that you’ll also have to undertake household chores to maintain a clean and safe environment. Typical tasks such as laundry, dishes, and vacuuming regularly need to be done to maintain your living space. If you're a clotheshorse like me, pay attention to laundry. You don't want your perfect work outfits or that gorgeous pair of nautical pants you love so much, ruined by your own hands because you didn't follow washing instructions.

Health and Wellness

Maintaining your health and overall wellness is incredibly important to leading a happy and healthy life. Taking the time to schedule annual doctor and dentist appointments can help keep your health in check, and work as a preventative measure.

Be sure to listen to your body when it tells you something because that usually means something’s wrong. Think about looking into your employer’s benefits packages and insurance plan offerings. This’ll help ease the financial stress that comes with medical situations. 

Being an adult means taking care of your body, and to do so requires healthy eating and exercise. In terms of exercise, you don’t have to sign up for a gym membership if you’re looking to cut back on expenses. You can go for a walk outside or join a sports club to get the recommended thirty minutes of exercise each day. In terms of a well-balanced diet, make a conscious effort to eat fruits, vegetables, protein, and healthy carbs each day. Even having daily vitamins can help improve your overall wellness.

No matter where you are in your adulting journey, keeping these few tips in mind can help improve your experience. Whether you’re beginning your career, just moving out, or something in between, adulting can be a fun and unique experience if you allow it to be. For more tips on how to take your adulting to the next level, check out my post on how to improve your self-care.

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Shabana Feroze
Dietary Sabotage: 4 Unhealthy Habits That Are Ruining Your Diet

Dietary Sabotage: 4 Unhealthy Habits That Are Ruining Your Diet

You probably started the year promising: new year, new you. And the one aspect you're looking to improve is your diet. This is a wonderful decision because what you eat plays a significant role in your overall well-being. You might've even created a dietary plan and have been following it religiously. 


But you don’t seem to be getting the results you want. Well, YOU might be the problem! You might have a few unhealthy habits that affect the effectiveness of your diet. Wondering like what? 

Here are a few.

  1. Setting unrealistic goals

There are several reasons why you decided to go on a healthy diet, such as losing weight or reducing various health conditions and disorders. For it to be effective, you need to put some goals in place. Your goals act as a metric and guide, ensuring you're on the right track. 


But having unrealistic goals can make this a problem. This is because such goals are difficult to achieve, resulting in demotivating you. Instead, take the time to think about how you can achieve your main objective by taking a few steps at a time. For example, if your goal is to lose weight, you can set a target to lose an inch on your waistline each month. It may seem small, but this would be better than trying to lose 1 inch each week, which may be impossible. Not to mention unhealthy.

  1. Following a restrictive diet plan

As you know, dieting requires commitment and discipline. So, isn’t a restrictive diet plan an amazing idea? According to experts, (and me, a fitness instructor), it isn’t. Diets that require hefty sacrifices may do you more harm than good. 


For instance, it'd be a huge challenge to follow a diet plan that requires you (a non-vegan or vegetarian) to abstain from meat entirely. You'll find yourself craving meat, and the minute you get to satisfy this craving, you know you're going to overindulge. It's better to create a diet that creates balance, not deprivation. You can add various foods to your plan but in moderation.

  1. Improper exclusion

Although it isn’t advisable to follow a restrictive diet plan, including some foods will hinder your expected results. The problem comes when the wrong foods are removed. Fats and carbohydrates are common food categories that are mistakenly removed from many diets. Trans fat and saturated fat are unhealthy. However, avocados, olive oil, nuts, and seeds contain healthy fats that could do more for you if included in your diet. 



Carbohydrates are important as they provide energy, minerals, and fiber. As such, its exclusion may not help you realize your goals. You should review your dietary plan and include various foods and other products like this one, to help you maximize your dietary results. Also make sure you include a variety of fruits and vegetables in your die. So you're always eating a balanced diet and not missing out on essential vitamins and minerals.

  1. Skipping meals

It's a common misconception amongst some dieters that less is more. This is far from true. Skipping meals is never a good idea and can sabotage your diet efforts. On the surface, skipping a few meals throughout the day is a quick and easy way to avoid extra calories and avoid foods that aren’t healthy. But in reality, starving yourself for an extended period may cause you to overeat and mess up your diet. 


Breakfast is a meal skipped by most people, and this simple action could be sabotaging your results. As the name implies, breakfast breaks the fast you are on when you sleep. Skipping this important meal will make you feel tired and weak. It can also increase your blood pressure and your risk of experiencing frequent headaches and migraines.

Instead of skipping meals, getting three square meals a day is best. Starting with a healthy, hearty breakfast. If you're busy and always on the go, consider meal prep plans to help you get the nutrition you need. It also helps a lot if you eat healthy snacks between meals to stop yourself from getting too hungry. 

Going on a diet is a great decision in your journey to be healthier, and see great results. But, as seen above, some of your habits may be preventing that. Now that you know what could be sabotaging your efforts, it's time to make a change. And if you'd like, consider speaking to a dietician to make absolutely sure that these changes suitable for you and gain more insight into the right habits to implement. 

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Shabana Feroze
3 Easy Ways to Curate a Passive Income

3 Easy Ways to Curate a Passive Income

Illustration from Freepik

If you’re looking for ways to make extra money, you have plenty of options to choose from. You could pick up a new hobby, get a side job, or even sell possessions that you no longer use.

However, there’s a way to make extra money without having to do all the work yourself. This method is called passive income. If you’re interested in finding ways to make passive income work for you, keep reading.


One way you can curate a passive income is by investing your money, specifically through stocks and cryptocurrency. Investing in the stock market is a great way to learn about how the stock market works and make money while doing so. Before jumping right in, it’s important to do your research and educate yourself on how to invest. That way you know which stocks are best for you and how to navigate the market afterward. 

If you’re interested in investing in cryptocurrency, there are a few things you should keep in mind. First, understand what you’re investing in as there are thousands of cryptocurrencies, and each functions differently. For both investment opportunities, there’s a key rule to keep in mind: you should not be investing more than you can afford to lose. If you’re trying to gain an income, it’s important to start small and grow your finances from there.

Create Online

If you have a hobby you’re passionate about, there are many ways you can also make a profit off of it, one of which is online. Two ways you can make a passive income online are through YouTube or sponsored posts on social media.

Should you decide to create a channel on YouTube, there are a few things to keep in mind that can drive your channel to be financially successful. You can join the YouTube Partner Program where monetization is available and it’s a quick way to make revenue off ads. You can also work with brands as an influencer, especially if you’re good at negotiating deals to earn yourself more money. 

If YouTube is not what you are looking for, you can also work with brands to create sponsored posts on social media. Often referred to as influencer marketing, brands will reach out to creators with a strong following to create a post to be shared with their followers. If you decide to choose the social media marketing route, keep in mind the platform you are working on as well as what your followers typically engage with as you create your marketing strategy. There are different types of ads you can share such as photos, videos, stories, or even a carousel ad that incorporates various types of ads within one. 


One other way you can make a passive income is through renting property. Whether you decide to rent out your own living space or become a landlord, it’s important you do your research on both scenarios before choosing the best option for you. For example, should you decide to buy property to become a landlord, you need to know how much you can comfortably spend as an initial investment. Once you find a tenant, you can then make your passive income by charging rent. You should also keep in mind, however, that with becoming a landlord, you are tasked with the responsibility of maintaining the property.

If you don’t want to own a separate property and have the means to do so, you can host your living space on a platform such as Airbnb. Whether it’s just a room in your home or the entire property, renting is an easy way to make a passive income, with little responsibility required. As long as you’re available if guests have questions, provide the basic necessities, and a clean, comfortable place to stay, you’ll qualify as a proper host. 

Of course, you’re not just limited to these three ways to bring in passive income. With a little bit of time and research, you can find there are plenty of ways to make an extra income. Whether you decide to try one of these methods, or a different one, having a passive income can be incredibly beneficial and you might just find that one of these methods can be something you’re passionate about as well.



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Shabana Feroze
4 Amazing Ways Women Can Empower Themselves

4 Amazing Ways Women Can Empower Themselves

March is Women’s History Month. There’s no better time to embody the women who came before us by empowering yourself and other women in your life. This March, we’re raising each other up and inspiring women to be the best versions of themselves.
Follow these tips to discover what areas you can become more empowered in, and lead a happier and stronger life. 

Within Relationships 
Empowered women empower women. That's why it's so important to surround yourself with women who lift you up instead of tearing you down. Knowing how to identify what relationships are working to strengthen you and those around you, is key to cultivating more of them in your life. This also allows you to set boundaries with the ones that don’t. Finding people who validate your self-expression and the boundaries you have will help you continue to empower yourself and others.

With my bestie, Nada


If you feel like you aren’t fully fulfilled in your current relationships, focus on what you need and what you’re getting in return. Then, decide if you feel like your current relationships can develop. If they can't, maybe it’s time to make some new friends. Consider an app that introduces you to other people looking to make friends in your community, some even have filters where you can look for female friends nearby. 

Financial literacy is an area most women could use a little empowerment in as it’s rarely taught in schools or educational institutions. Financial empowerment can save women thousands over the years as they learn how to properly manage their finances. And avoid needing to pay a professional to do it for us. Knowing the benefits and process behind tasks like how to refinance your mortgage, how to balance a checkbook, how to plan for your retirement, and how to file your tax returns can make a huge difference in how you feel about your finances.

Financial empowerment can help lead to smarter financial decisions and security in other areas of your life. It also ensures that no matter what happens to the relationships in your life, you’ll always be able to take care of yourself. 

Another way women can empower themselves is by mastering a craft. Picking a new area to study or continuing your education in an area you have already studied can be very satisfying. It can even translate to bettering of other areas of your life. For instance, if you learn new skills that can make you a more marketable employee, you can request a raise or promotion from your current employer or search for new job opportunities. 
Learning a new skill could even help you make the jump to being self-employed, a dream for many women. Starting a new business is a great way to empower yourself and set an example for other women to start small businesses of their own.

In Your Health 
At times, discussing female health issues can feel taboo or like some big secret you have to hide from the rest of the world. But it’s so important to put aside those feelings so you can take control of your health and treatment. 
Make sure you’re going to your regular annual appointments like your doctor, OB/GYN, and dentist. These annual appointments are the best times for medical professionals to evaluate your overall health or any concerns you may have. Also, sit down with your family and discuss your genetic history. That way you can practice preventive medicine or know what to look for if you experience any health changes.
Beyond your physical health, make sure you’re taking care of your mental health. Knowing the strengths and weaknesses of your mental health can help you prevent stress and burnout. Like your physical health, consult a professional to discuss strategies on how to improve the state of your mental health. 

Taking control of your health can empower you to enjoy your daily life without stress. Adventurous activities like a hike won’t seem so scary when you know your heart can handle it, just like an important conversation won’t seem so scary when you know your mind can handle it.
There are many other little ways we can empower our lives and make a positive change. But these are the major ones in broad areas of your life - health, money, relationships and education. Remember, putting yourself first and making sure you're happy will help you help other women. 

Let me know some of the ways you've empowered your life, in the comments below. I'd love to hear your story!
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Shabana Feroze
[name=About Me] [img=https://photos.google.com/album/AF1QipP6wdDIrRF_dx-pVv8PqBiSrQRKrEMzJ7vf1N7r/photo/AF1QipNnYi7lR3UkPF0ptL0QV_mqWadL-JCe7F7afRiS] [description=I'm an entrepreneur, published author, fitness instructor and artist. But most of all, I'm me. And I LOVE being me. Through this blog, I want to inspire you to love being you, too. I enjoy dressing up, chasing my passions, travelling the world, staying fit and encouraging others to do the same. If you'd like to know more, click the Who I Am tab on the top of the site! Thank you for reading my blog!] (facebook=https://www.facebook.com/TheSilverKickDiaries/?fref=ts) (instagram=https://www.instagram.com/thesilverkickdiaries/) (twitter=https://twitter.com/SilverKick) (bloglovin=https://www.bloglovin.com/blogs/silver-kick-diaries-3736366) (pinterest=https://www.pinterest.com/silverkick/)